NIB Health Funds

Not cheap, but health insurance never is. But it's a case of getting what you pay for. If you don't pay much for a policy how can you expect it to cover you for much. Great App on my iPad enables me to submit online. Or, these days a lot of dentists etc use the HICAPs thing where you just pay the difference only using your NIB card. Always had good customer service when I've needed to phone with a question.