A confidential 6 step process to eliminate your debt hassles and to assist in maintaining your good Credit Rating.
Free Step 1.Contact us.
Free Step 2.Build a budget with us.
Free Step 3.Assess what you can afford to pay.
Free Step 4.We negotiate a repayment plan with your creditors.
Free Step 5.Repayment plan finalised.
Fee Step 5.Total management of you debt position.
We do not refinance your debt-although you my look at this after successfully having your debt position managed via Help You Pay for a number of months.
We effectively take over the management of your debt position by getting all your creditors to agree to accept a weekly, fortnightly or monthly payment from Help You Pay on your behalf.
Your Creditors now Help You Pay understands your total debt position and is in the best position to assess what can be repaid over what period.
To do this Help You Pay makes an agreed deduction from your bank account (not your salary-so your employer is not aware of the arrangement) at an agreed time and forwards this deduction onto each creditor.
There is no limit to the number of creditors Help You Pay can pay.
-All this for a fixed weekly fee-paid with payment to other creditors.
-You are free to walk away from the arrangement at any time as there are no fees in advance.
-If you know you cannot make a payment one week, just one phone call to Help You Pay will result in all your creditors being advised by Help You Pay - so they don’t hassle you.
By sticking to the agreed repayment plan you build a positive credit history (only company in Australia to offer this) that you can use to obtain finance at a later date.
Many debtors have successfully paid off their overdue debts and continued to use Help You Pay to manage their ongoing commitments so that they do not get behind again in future.
Help you pay gives you peace of mind over your debt position.
Call us now to discuss your position - and we'll take the worry off you.
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