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Don't even consider using them, I bought travel insurance from them a couple of years ago, for a trip to Europe, when both my kids Ipads were stopen when we did the check-in to embark on the boat trip, leaving from Rome. They denied my claim saying I wasn't careful enough with my luggage. It seems to me no matter the circumstances, they had all bases covered. In any instance, it would have been my fault entirely for having my belongings stolen. Typical insurance company, all lies and promises, everything hidden and protected under contract terms to always benefit them and never the customer.
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